Why PREMIER Bankcard?

Are you looking for support? Check out PREMIER Bankcard, where our mission is to provide credit access to those who need it most.

Why PREMIER Bankcard?

Are you looking for support? Check out PREMIER Bankcard, where our mission is to provide credit access to those who need it most.

Your trusted partner

As your partner, we’ll start a new journey together with a credit card that offers you a chance for a better credit future. For more than 30 years, we’ve provided millions of people the opportunity to build1 their credit, their confidence, and their lives.

If you’re ready to take steps towards better credit ... we’re ready to help!

PREMIER Bankcard is here to help you

Credit Limit Increases

Opportunity to start with a smaller credit limit and increase it over time with good performance.

Credit Reporting

Monthly reports to the Consumer Reporting Agencies to help you build your credit.

Clear Pricing

No hidden fees here. Everything is in the Terms and Conditions.

Award-Winning Customer Service

Call on our U.S.-based customer service representatives who are here to help you get the account answers you need.

Take control of your credit journey

Improving your credit after a setback can seem challenging. With the right partner, it can be a little easier. Hear from Vesa about easy-to-understand ways to build your credit, as seen on The Balancing Act.

Be a goal-getter

Don’t give up on your goals. You can count on PREMIER Bankcard to set you on the right path with these helpful tips.

Frequently Asked Questions

Managing a credit card is one way for you to build or rebuild your credit and improve your credit score. To help build good credit, use credit cards regularly and make all your payments on time. You’ll also want to keep an eye on what’s called credit utilization. Credit utilization is the percentage of your total credit you're using. In general, you should aim to keep your utilization percentage low (under 30%) by using a small portion of your card's credit limit.
Yes, we do. We want to continue providing the opportunity for you to keep building your credit. Credit limit increases are available after 12 months of responsible use of your card.
Disclosures
  1. Build credit by keeping your balance low and paying all your bills on time every month.

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