Get ready to take the next step

Navigating the complexities of credit cards can be daunting, and selecting the right card can feel like an uphill battle. That’s why, when you’re ready to take the leap and apply, the last thing we want is for you to face rejection.

Apply with confidence

When you’re considering one of our cards, we want you to feel confident and informed every step of the way. We’ll give you all the information you need to know, so you have the ability to make an informed decision.   To help ensure a smooth application process and increase your chances of approval, follow the steps outlined below.

Credit success can start here


Understand what you need

Before diving into the application process, familiarize yourself with our basic eligibility requirements. The PREMIER Credit Card could be a good option to help you build1 credit if you have:

  • Annual income of at least $10,000
  • A credit score2 of 500 or higher
  • Funds for a Program Fee3 (if your application is approved)

Can’t check all of those boxes right now? That’s okay, we have another option that could work for you. The PREMIER Secured Credit Card is designed for those who are applying for their first credit card or have a credit score below 500. Explore our cards to learn more.


Complete your application

With everything ready to go, complete our user-friendly online application form. You’ll need to provide basic information about yourself. Please make sure it’s accurate to help avoid delays.

Here’s what we’ll need to process your application:

  • Name
  • Physical Address
  • SSN (Social Security Number)
  • DOB (Date of Birth)
  • Phone #
  • Email
  • Income

If you’re not sure about submitting an application, our pre-qualification process allows you to determine your eligibility without impacting your credit score. It’s quick, simple, and takes less than 5 minutes.


Get your response - fast

Once your application is submitted, it takes less than a minute to find out if you’re approved.


Receive your PREMIER Credit Card

If approved, your PREMIER Credit Card will be on its way to you. You can expect to get your card in the mail within 7-10 days of approval. Make sure your Program Fee is paid so you can start using your card as soon as it arrives.


Embrace the possibilities

Start using your card responsibly and explore the many benefits and tools we have to offer. Download the mobile app to help set yourself up for success:

  • sign up for alerts
  • schedule payments
  • track your spending

We’ll support you by keeping you informed about your account and providing monthly reports to the consumer reporting agencies.

Take a deep breath - you can do this.

By your side, wherever you go.

View recent transactions, make payments, and manage your PREMIER Bankcard credit card right from your mobile device.


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  1. Build credit by keeping your balance low and paying all your bills on time every month.
  2. Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard product.
  3. The Program Fee is assessed to offset the risk associated with the credit card account.