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We Believe in Your Financial Future

A First PREMIER® Bank Mastercard® Credit Card can help you build credit1

Apply Now
First PREMIER Bank Mastercard Credit Card

Getting Started is Easy

Submit the application

and get an instant decision

Card

If approved,

your card will be mailed to you

Path

Pay the Program Fee2

to open your account.

Payment

Use your card responsibly,

make on-time payments and build your credit1

Apply Now

Your Credit Journey Partner

We're proud to have millions of cardholders nationwide - good people who may have had less-than-perfect credit and needed someone on their side. The First PREMIER Bank Mastercard Credit Card is designed to have a lower, manageable limit, meant to fit your budget.

 

If approved, your credit limit and fees will be based on your creditworthiness. See the Terms & Conditions for details.

Young woman drinking coffee and using her mobile phone

Simplify Your Life

Parents and daughter playing outside

Be sure to enroll for PREMIER’s free online account management tools:

 

  • View, print or download statements
  • Make payments
  • Check your balance 
  • Access anywhere, anytime with the mobile app

Receive PREMIER Benefits

Home

Credit Reporting

Your performance is reported directly to the major Consumer Reporting Agencies (credit bureaus)

Finance

Free FICO® Credit Score

You’ll receive your free credit score on every monthly statement3

Finance

Cash Advance4

Use any Cirrus ATM to get cash advances from your card

Mobile

Mobile Made Easy

Make payments and manage your credit card account with the new PREMIER Credit Card mobile app

Mouse

Account Alerts

Receive email or text alerts for payment reminders, PIN changes, international purchases and more

Computer

Paperless Statements

Enroll in online statements for instant access online and on your mobile phone

A History of Helping

First PREMIER Bank and PREMIER Bankcard have been providing credit to those who need it most for 30 years. As the 12th top issuer of Mastercard credit cards in the country, PREMIER Bankcard has served millions of customers nationwide.

 

Apply today for a First PREMIER Bank Mastercard Credit Card and see what makes us PREMIER.

Couple meeting with a banker and shaking hands

Customer Feedback

4.5 Average Star Rating

4.5/5 average rating

"As a 10 year customer, I've only had excellent experiences. A great company to do business with!"
Michael M. - Wisconsin
5 Star Rating
"It's the perfect card to start to rebuild your credit. I really like the ease of the app to pay my bill and view account activity."
Julie R. - California
5 Star Rating
"Great service, always there to listen to the customer and to help go above and beyond!"
Liliana G. - Texas
5 Star Rating
"I love the ease of use, the app is amazing, the customer service is incredible. I am very happy I chose this card."
Michelle M. - Nevada
5 Star Rating

Disclosures

  1. Build credit by keeping your balance low and paying on time every month.
  2. There is a Program Fee, an Annual Fee and a Monthly Fee. We will not charge a Monthly Fee in the first year. The Annual Fee and Monthly Fee will change in the second year. See the Terms and Conditions for details.
  3. FICO® scores are updated quarterly.
  4. Cash advances cannot exceed current available credit. See the Terms and Conditions for additional details.