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We Believe in Your Financial Future

A First PREMIER® Bank Mastercard® Credit Card can help you build credit1

Apply Now
First PREMIER Bank Mastercard Credit Card

Getting Started is Easy

Submit the application

and get an instant decision


If approved,

your card will be mailed to you


Pay the Program Fee2

to open your account.


Use your card responsibly,

make on-time payments and build your credit1

Apply Now

Your Credit Journey Partner

We're proud to have millions of cardholders nationwide - good people who may have had less-than-perfect credit and needed someone on their side. The First PREMIER Bank Mastercard Credit Card is designed to have a lower, manageable limit, meant to fit your budget.


If approved, your credit limit and fees will be based on your creditworthiness. See the Terms & Conditions for details.

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Simplify Your Life

Man on bus listening to music

Be sure to enroll for PREMIER’s free online account management tools:


  • View, print or download statements
  • Make payments
  • Check your balance 
  • Access anywhere, anytime with the mobile app

Receive PREMIER Benefits


Credit Reporting

Your performance is reported directly to the major Consumer Reporting Agencies (credit bureaus)


Free FICO® Credit Score

You’ll receive your free credit score on every monthly statement3


Cash Advance4

Use any Cirrus ATM to get cash advances from your card


Mobile Made Easy

Make payments and manage your credit card account with the new PREMIER Credit Card mobile app


Account Alerts

Receive email or text alerts for payment reminders, PIN changes, international purchases and more


Paperless Statements

Enroll in online statements for instant access online and on your mobile phone

A History of Helping

First PREMIER Bank and PREMIER Bankcard have been providing credit to those who need it most for 30 years. As the 12th top issuer of Mastercard credit cards in the country, PREMIER Bankcard has served millions of customers nationwide.


Apply today for a First PREMIER Bank Mastercard Credit Card and see what makes us PREMIER.

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Customer Feedback

4.5 Average Star Rating

4.5/5 average rating

"I have had so much success rebuilding my credit with First PREMIER on my side!"
Geraldine Q. - Nevada
5 Star Rating
"It's the perfect card to start to rebuild your credit. I really like the ease of the app to pay my bill and view account activity."
Julie R. - California
5 Star Rating
"Great service, always there to listen to the customer and to help go above and beyond!"
Liliana G. - Texas
5 Star Rating
"I love the ease of use, the app is amazing, the customer service is incredible. I am very happy I chose this card."
Michelle M. - Nevada
5 Star Rating


  1. Build credit by keeping your balance low and paying all your bills on time every month.
  2. There is a Program Fee, an Annual Fee and a Monthly Fee. We will not charge a Monthly Fee in the first year. The Annual Fee and Monthly Fee will change in the second year. See the Terms and Conditions for details.
  3. FICO® scores are updated quarterly.
  4. Cash advances cannot exceed current available credit. See the Terms and Conditions for additional details.