The card that gets you what you need.
PREMIER Bankcard® is built for how you use credit. See if you pre-qualify for a card that earns 1% cashback rewards1 on eligible everyday purchases. Offers may vary and not all include cash back rewards.
A practical credit card for everyday purchases.
Use your card for everyday expenses like groceries, gas, and bills. PREMIER Bankcard offers straightforward features such as online account tools, security protections, and customer support.
How PREMIER Bankcard Helps
Simple Cash Back
Opportunity to earn 1% cash back rewards on eligible purchases when you make on-time payments.
Security and Privacy
Access to the Mastercard® Identity Theft Protection Program to help monitor and protect your information.
PREMIER Credit Card Mobile App
Manage your account on your terms. Make payments, track spending, and stay on top of your account anytime.
Award-Winning Customer Service
Have questions about your account? Our U.S.-based customer care team is available to help when you need support.
What Comes with the Rewards Card
Frequently Asked Questions
You can earn 1% cash back on eligible purchases when you make on-time payments. Rewards apply to eligible purchases only and are subject to terms and conditions.
When you’re pre-qualified, you are matched to a credit card offer based on a preliminary review of your information, with no impact to your credit score. It’s a simple way to see an offer before you apply.
Yes, we do! We want to continue providing the opportunity for you to keep building3 your credit. Credit limit increases are available after 12 months of responsible use of your card.
Yes. The PREMIER Bankcard Mastercard® is a real credit card made for people with less-than-perfect credit. You can use it anywhere Mastercard credit cards are accepted.
Disclosures
- 1% Purchase Reward: Earn rewards equal to 1% cash back of the purchase amount on all eligible purchases made in each billing cycle. Eligible purchases will be reduced by any returns or other credits or adjustments. Earned rewards will be rounded up to the nearest one cent ($0.01). A purchase is not eligible to earn rewards if (i) your account is delinquent on the last day of the cycle in which you made the purchases, or (ii) we suspect you’ve engaged in misuse or fraudulent activity related to your account or the rewards program. Cash Advances, balance transfers, casino gaming chips, wire transfers, off-track wagers, lottery tickets, bets or wagers over the Internet, unauthorized or fraudulent charges, interest/finance charges and all monthly or annual fees we bill to your credit card account are not eligible purchases and will not earn rewards. Your rewards will automatically be applied to your account on the last day of the billing cycle that the rewards are earned. Any credits not applied to your account in the bill cycle they are earned will expire and won’t be applied in subsequent bill cycles. Once your account is no longer delinquent, you can begin earning and receiving credits for eligible purchases. We can cancel your participation in the rewards program if we suspect you’ve engaged in misuse or fraudulent activity related to your account or the rewards program. Credits to your account from your earned rewards will appear on your monthly statement as ‘PURCHASE REWARD – 1% CREDIT’. Rewards have no value until they are credited to your account balance at the end of each billing cycle and cannot be transferred by operation of law, such as by inheritance or in bankruptcy. We reserve the right to change, amend, cancel, or temporarily suspend the cash back rewards program at any time subject to applicable law.
- Eligible for a well-deserved credit limit increase or second credit card offer after 12 months of consistent responsible account management (on-time payments and staying within the credit limit).
- Build credit by keeping your balances low and paying all your bills on time every month.