Card Comparison

Pick the right card for where you are in your journey.

PREMIER Bankcard® Mastercard®
PREMIER Bankcard® Secured Credit Card
Requirements
Checking account required

Best for

FICO/Credit Score2

Credit card details
Credit limit
based on creditworthiness
depending on security deposit3

Eligible for credit limit increase after4
months
months

APR

Annual fee
based on creditworthiness

Monthly fee
based on creditworthiness

Account opening requirements
Program Fee
refundable security deposit3

Transaction fees
Either $8.00 or 5% of the amount of each Cash Advance5, whichever is greater.
For Foreign Currency, 3% of each transaction amount in U.S. dollars.

We offer tools to keep you on track as you work to reach your goals.

Star
Monthly credit reporting

We report monthly to the Consumer Reporting Agencies so you get credit for managing your account.

Check
Keep track of your FICO® Credit Score

Monitor your score on your monthly statements6.

Money
Cash Advances5 when you need them

Use any Cirrus ATM for quick and easy access to cash.

Card
Mobile made easy

Make payments and manage your account from anywhere with the new PREMIER Credit Card app.

What our customers are saying

Source: PREMIER Bankcard Customer Surveys

Online Application

“PREMIER Bankcard has been great, from filling out the application to the outstanding services.”

Cevester W.

Alabama

Disclosures
  1. Build credit by keeping your balance low and paying all your bills on time every month.
  2. FICO® scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard product.
  3. A refundable security deposit means you get your money back if you have a zero balance and the account is closed.
  4. Credit limit increase eligibility upon request, after you've been with us for 12 months and have kept your account in good standing (on-time payments and staying within the credit limit).
  5. Cash advances cannot exceed current available credit. See the Terms and Conditions for additional details.
  6. FICO® scores are updated quarterly.