PREMIER Bankcard, along with any other creditors you may have, reports your account activity to the major consumer reporting agencies —Experian, TransUnion, and Equifax. The agencies then use this information to create your credit reports, which is the basis of your credit score. Only FICO Scores are created by the Fair Isaac Corporation and are used by over 90% of top lenders when making lending decisions.
FICO Scores are often considered to be the industry standard for making accurate and fair decisions about creditworthiness. They help millions of people get the credit they need for a home, a new car, or a special purchase.