Score these benefits

Credit Reporting

Monthly reports to the Consumer Reporting Agencies to help you build1 your credit.

Clear Pricing

No hidden fees here. Everything is in the Terms and Conditions.

Award-Winning Customer Service

Call on our U.S.-based customer service representatives who are here to help you get the account answers you need.

Credit Limit Increases

Eligible for a well-deserved increase after 12 months of consistent responsible account management.

Frequently Asked Questions

Managing a credit card is one way for you to build or rebuild your credit and improve your credit score. To help build good credit, use credit cards regularly and make all your payments on time. You’ll also want to keep an eye on what’s called credit utilization. Credit utilization is the percentage of your total credit you're using. In general, you should aim to keep your utilization percentage low (under 30%) by using a small portion of your card's credit limit.

Secured credit cards are often a great place to start. A refundable security deposit2 is required to open your account. The PREMIER Bankcard Secured Credit Card can give you the opportunity to start your journey to building or rebuilding your credit right now vs having to wait until you’re eligible for the unsecured.

Yes. Your performance is reported directly to the major consumer reporting agencies.

  1. Build credit by keeping your balance low and paying all your bills on time every month.
  2. A refundable security deposit means you get your money back if you have a zero balance and the account is closed.