We believe in second chances.

Start rebuilding1 your credit with PREMIER Bankcard®.

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Learn how to build your credit the smart way.

We meet you where you are and offer tools, education, and support with:

Credit Building1

We report monthly to the Consumer Reporting Agencies to help you build your credit.

Clear Pricing

No hidden fees and depending on the card, our APRs range from 19.9% to 36%.

Access & Security

Enjoy the security of Mastercard in your wallet with any of PREMIER Bankcard's credit cards.

Credit Limit Increases

Raise your credit limit after 12 months with responsible use of your card2.

Here for you in all kinds of weather.

Our U.S. based, award winning customer service associates are ready and able to help you get the answers you need.

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By your side, wherever you go.

Easily manage your PREMIER Bankcard Credit Card on-the-go with our mobile app. View recent transactions, make payments, or manage your account right from your mobile device.


5 Stars
345.1K reviews
App Store


5 Stars
171K reviews
Google Play
PREMIER Credit Card Mobile App

Don't just take our word for it.

Read what real customers are saying about PREMIER Bankcard.
Source: PREMIER Bankcard Customer Surveys

Second Chances

“I would recommend PREMIER Bankcard highly for those who want to rebuild their credit and make a fresh start. I'm very honored they accepted me and gave me a chance to start over again. Thank you!”

Tina B.


Online Application

"PREMIER Bankcard has been great, from filling out the application to the outstanding services."

Cevester W.


Customer Service

“The customer service is wonderful. PREMIER Bankcard has a great reputation and has lived up to their words. Some credit card companies treat you like a number but PREMIER treats you like a person and family. This is one credit card I will continue to use.”

Tracey W.


  1. Build credit by keeping your balance low and paying all your bills on time every month.
  2. Credit limit increase eligibility upon request, after you've been with us for 12 months and have kept your account in good standing (on-time payments and staying within the credit limit).