The road to building credit1 starts here

Building credit doesn’t have to feel so complicated. Small, steady steps can lead to big results. Make your next move with PREMIER Bankcard®.

Pre-qualify & get started

It only takes a minute and won’t impact your credit score.

Pre-Qualify

Find your existing offer

Got an offer in the mail?
Accepting it online is simple.

Respond to Mail Offer

Apply now

Take the first step to better credit, applying is easy.

Apply Now

The road to building credit1 starts here

Building credit doesn’t have to feel so complicated. Small, steady steps can lead to big results. Make your next move with PREMIER Bankcard®.

Pre-Qualify

Respond to Mail Offer

Apply Now

Find a card that fits you

Tired of getting lost in fine print and complicated credit offers? At PREMIER Bankcard, we keep it simple. We’ll break down our cards with easy-to-understand language to help find the best fit for your financial situation.

By your side, wherever you go


Easily manage your PREMIER Bankcard credit card on the go with our mobile app. View recent transactions, make payments, or manage your account right from your mobile device.

4.8

4.8 out of 5 rating

493K reviews

Download on the App Store

4.7

4.7 out of 5 rating

238K reviews

Get it on Google Play

Real people, real results

"I was able to dig myself out of that hole and repair my credit."

Real people, real results

"PREMIER Bankcard has been great, from filling out the application to the outstanding services."

Cevester W.

Source: PREMIER Bankcard Customer Survey

Real people, real results

“I would recommend PREMIER Bankcard highly for those who want to rebuild their credit and make a fresh start.”

Tina B.

Source: PREMIER Bankcard Customer Survey

Real people, real results

“The customer service is wonderful. PREMIER Bankcard has a great reputation and has lived up to their word. This is one credit card I will continue to use."

Tracey W.

Source: PREMIER Bankcard Customer Survey

Success by the numbers

850K+

 

 

Over 850,000 credit limit increases were given to customers at PREMIER in 2024.

$110M

 

 

PREMIER provided over $110M in credit limit increases to qualified customers in 2024.

76%

 

 

We approved an average of 76% of applications2 in 2024.

You’ve got questions, we’ve got answers

 

 

Connect with people that care. Our award-winning, U.S.-based customer service representatives are here to help you get the answers you need to succeed with PREMIER.

 

 

Stevie Awards Gold graphic

Gold Winner

Customer Service Department of the Year

Customer Service Department of the Year - Financial Services - Customer Service, 2024 Stevie Awards

Stevie Awards - People's Choice graphic

People’s Choice

Customer Service Department of the Year

Customer Service Department of the Year - Financial Services - Customer Service, 2024 Stevie Awards

Stevie Silver Graphic

Silver Winner

Back-Office Customer Service Team of the Year

Back-Office Customer Service Team of the Year - Financial Services Industries - Credit Review, 2024 Stevie Awards

Stevie Awards Gold graphic

Gold Winner

Customer Service Department of the Year

Customer Service Department of the Year - Financial Services - Customer Service, 2024 Stevie Awards

Stevie Awards - People's Choice graphic

People’s Choice

Customer Service Department of the Year

Customer Service Department of the Year - Financial Services - Customer Service, 2024 Stevie Awards

Stevie Silver Graphic

Silver Winner

Back-Office Customer Service Team of the Year

Back-Office Customer Service Team of the Year - Financial Services Industries - Credit Review, 2024 Stevie Awards

Disclosures

  1. Build credit by keeping your balances low and paying all your bills on time every month.
  2. Based on Q1-Q4 2024, PREMIER Bankcard's average approval rate for completed applications is 76.9%. Individual results may vary. 

How Pre-Qualification Works

Getting Pre-Qualified is quick and easy. There's no impact to your credit score and you can see your offer before you apply.

  1. Answer a few questions

    Provide some basic info like your birthday and annual income

  2. Find out if you Pre-Qualify

    Review the details, including the credit limit, rates, and fees.

  3. Complete your application

    To finish up, answer a few more questions and submit your application. Completing an application requires a hard inquiry, which could impact your credit score.

Pre-Qualify

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